READING COMPREHENSION- FOR SBI PO
RC
- 1
Directions
(1-10): Read the following passage carefully and answer the questions given
below it. Certain words have been printed in bold to help you locate them while
answering some of the questions.
Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The viability of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets likeIndia , most programmes are focused
on customer on-boarding, an expensive process which people often find difficult
to afford, involving issuance of smart cards to the customers. However,
large-scale customer acquisition hasn't translated into large-scale business,
with many accounts lying dormant and therefore yielding no return on the bank's
investment. For the same reason, Business Correspondent Agents, who constitute
the primary channel for financial inclusion, are unable to pursue their
activity as a full-time job. One major reason for this state of events is that
the customer on-boarding process is often delayed after the submission of
documents (required to validate the details of the concerned applicant) by the
applicant and might take as long as two weeks. By this time the initial
enthusiasm of applicants fades away. Moreover, the delivery partners don't have
the knowledge and skill to propose anything other than the most basic financial
products to the customer and hence do not serve their banks"' goal of
expanding the offering in unbanked markets.
Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programmes. Rural markets do have their share of rich people who do not use banking services simply because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours of the labour class.
Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others. The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various section criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling
Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The viability of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like
Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programmes. Rural markets do have their share of rich people who do not use banking services simply because they are inconvenient to access or have low perceived value. At the same time, urban markets, despite a high branch density, have multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours of the labour class.
Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others. The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various section criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling
transactions to huge volumes reduces per unit operating cost. An
optimal mix of these strategies would no doubt offer an innovative means of
expansion in the unbanked market.
1. Which of the following facts is true as per the passage?
(1) People from rural areas have high perceived value of banking services.
(2) Cost is not a valid criterion for technological pack selection for financial-inclusion initiatives.
(3) The inclusion segment is a singular impoverished_ undifferentiated mass.
(4) The branch timings of banks generally do not coincide with the off-work hours of the labour class in urban markets
(5) All the given statements are true
2. According to the passage, for which of the following reasons do the delivery partners fail to serve their bank-‘s goal to expand in the unbanked markets?
(A) They do not have adequate client base to sell they financial products.
(B) They do not have adequate knowledge and skills explain anything beyond basic financial products to the customers.
(C) They do not have the skills to operate advanced technological aids that are a prerequisite to tap the unbanked-market.
1) Only (B)
2) Only (C)
3)All (A), (B) & (C)
4) Only (A)
5) Both (B) and (C)
3. According to the passage, for which of the following reasons is the viability of financial inclusion under question?
(1) Banks always prefer the cheapest package (to cut cost) while making a choice of technology to be used.
(2) The Business Correspondent Agents are highly demotivated to pursue their activity as a full-time job.
(3) The investments made by banks and their delivery partners are not yielding equal amounts of returns.
(4) Banks do not have adequate number of delivery partners required to tap the unbanked market.
(5) Banks do not have adequate manpower to explore the diversity of the unbanked market and thereby identify the right target customers for various programs.
4. In the passage, the author has specified which of the following characteristics of the customer on-boarding process?
(1) It involves collection of documents from the applicants in order to validate their details.
(2) It involves issuance of smart cards to the customers.
(3) It suffers from latency as it takes a long time after submission of documents by the customer
(4) It is an expensive process which people find difficult to afford.
(5) All of the given characteristics have been specified
5. What did the author try to highlight in the passage?
(A) The ailing condition of financial inclusion business at present
(B) Strategies that may help banks expand in the unbanked market
(C) Role of government in modifying the existing financial-inclusion policies
(1) Both A & B
2) All A, B, & C
(3) only C
(4)Only A
(5) Only B
6. According to the passage, which of the following ways may help banks sustain the interest of their customers after hooking them?
(A) Adoption of a banking mechanism which is not only secure but reassuring to the customers
(B) Increasing the number of delivery partners in rural market
(C) Introduction of a simple and intuitive user application
(1) Only (A)
(2) Only (C)
(3) Only (B)
(4) All (A), (B) and (C)
5) Both (A) and (C)
For Qs(7-8): Choose the word which is MOST SIMILAR in meaning to the word printed in bold as used in the passage.
7. Multitude
1) Impoverished
2) Handful
3) Acknowledged
4) Plenty
5) Solitude
8. Ubiquitous
(1) Quintessential
(2) Popular
(3) Omnipresent
(4) Simplified
(5) Abnormal
For Qs (9-10): Choose the word which is MOST OPPOSITE in meaning to the word printed in bold as used in the passage.
9. Dormant
1) Emaciated
2) Pertinent
3) Cornered
4) Rejected
5) Active
10. Delayed
1) Perturbed
2) Popularised
3) Expedited
4) Stabilised
5) Represse
1. Which of the following facts is true as per the passage?
(1) People from rural areas have high perceived value of banking services.
(2) Cost is not a valid criterion for technological pack selection for financial-inclusion initiatives.
(3) The inclusion segment is a singular impoverished_ undifferentiated mass.
(4) The branch timings of banks generally do not coincide with the off-work hours of the labour class in urban markets
(5) All the given statements are true
2. According to the passage, for which of the following reasons do the delivery partners fail to serve their bank-‘s goal to expand in the unbanked markets?
(A) They do not have adequate client base to sell they financial products.
(B) They do not have adequate knowledge and skills explain anything beyond basic financial products to the customers.
(C) They do not have the skills to operate advanced technological aids that are a prerequisite to tap the unbanked-market.
1) Only (B)
2) Only (C)
3)All (A), (B) & (C)
4) Only (A)
5) Both (B) and (C)
3. According to the passage, for which of the following reasons is the viability of financial inclusion under question?
(1) Banks always prefer the cheapest package (to cut cost) while making a choice of technology to be used.
(2) The Business Correspondent Agents are highly demotivated to pursue their activity as a full-time job.
(3) The investments made by banks and their delivery partners are not yielding equal amounts of returns.
(4) Banks do not have adequate number of delivery partners required to tap the unbanked market.
(5) Banks do not have adequate manpower to explore the diversity of the unbanked market and thereby identify the right target customers for various programs.
4. In the passage, the author has specified which of the following characteristics of the customer on-boarding process?
(1) It involves collection of documents from the applicants in order to validate their details.
(2) It involves issuance of smart cards to the customers.
(3) It suffers from latency as it takes a long time after submission of documents by the customer
(4) It is an expensive process which people find difficult to afford.
(5) All of the given characteristics have been specified
5. What did the author try to highlight in the passage?
(A) The ailing condition of financial inclusion business at present
(B) Strategies that may help banks expand in the unbanked market
(C) Role of government in modifying the existing financial-inclusion policies
(1) Both A & B
2) All A, B, & C
(3) only C
(4)Only A
(5) Only B
6. According to the passage, which of the following ways may help banks sustain the interest of their customers after hooking them?
(A) Adoption of a banking mechanism which is not only secure but reassuring to the customers
(B) Increasing the number of delivery partners in rural market
(C) Introduction of a simple and intuitive user application
(1) Only (A)
(2) Only (C)
(3) Only (B)
(4) All (A), (B) and (C)
5) Both (A) and (C)
For Qs(7-8): Choose the word which is MOST SIMILAR in meaning to the word printed in bold as used in the passage.
7. Multitude
1) Impoverished
2) Handful
3) Acknowledged
4) Plenty
5) Solitude
8. Ubiquitous
(1) Quintessential
(2) Popular
(3) Omnipresent
(4) Simplified
(5) Abnormal
For Qs (9-10): Choose the word which is MOST OPPOSITE in meaning to the word printed in bold as used in the passage.
9. Dormant
1) Emaciated
2) Pertinent
3) Cornered
4) Rejected
5) Active
10. Delayed
1) Perturbed
2) Popularised
3) Expedited
4) Stabilised
5) Represse
RC
- 2
Directions: (1 - 10): Read the following passage carefully and answers the questions given below it. Certain words are given in bold to help you locate them while answering some of the questions.
Simple definition of On Line Shopping or Shopping on the Web is enabling you to buy and sell through your computer on –line using Web or Internet environment. One reason people like without a salesperson because you can browse inside the shop for number of hours at your leisure time without a salesperson peering over the shoulder and making unwanted recommendations. As a customer, we may find this approach convenient and less time consuming, but how does this affect the economy as a whole? Is it safe to pay credit card online? Is buying and selling products over the internet considered as a risky business for merchants? Is the Web going to replace old-fashioned stores? Is virtual shopping really is better than the real thing? Cyberspace is a vast territory where computers meet and exchange information. In this 21st century, cyberspace has already to your computer will look you into wealth of goods and services.
In your home, modern box attached to your computer will look you into wealth of goods and services. Not only does it allow you to talk to your friends on the other side of the world, but also allows you to watch a movie, buy airline tickets, pay bills and even get cash, People in developed countries like U.S. and Canada have already started using On Line Shopping as a routine mode of their purchasing goods and services. Internet shoppers still believe that there is no secure and convenient way of paying on the Internet. Consumers are concerned with two main security fears. They are worried that their credit card information is jeopardizing while travelling over the net. They also express concern over data privacy whereby the vendors and blanking institutions can tamper with the data and easily record their purchasing habits. These fears over privacy and security have kept E- Commerce from taking off.
1. What does the passage imply by the word ‘Virtual shopping’?
(1) shopping widely
(2) shopping spree
(3) literal shopping
(4) net shopping
(5) a wider perspective of e-com.
2. Why is it risky to pay online?
(1) It reveals the identity of the buyer
(2) It intrudes upon the privacy of the buyer
(3) The buyer is apprehensive of his credit card details going over the net
(4) The merchants may record the buyer’s purchasing habits.
(5) None of these
3. Which of the following statement is/are TRUE______?
(A) Cyberspace has opened an immense wealth of services but has affected the economy too.
(B) Data privacy is no longer a thing of the past.
(C) People in developing countries use online shopping as a routine mode
(1) Only a
(2) Only b and c
(3) a, b and c
(4) Only c
(5) None of these
4. What is the authors view regarding shopping on the web?
(1) shopping on the net makes the buyers wary of financial transactions.
(2) shopping in the stores is on obsolete idea.
(3) Net shopping has affected our economy on the whole
(4) Payment by credit card easily outnumbers cash transactions.
(5) All of the above
5. Why has online shopping caught on so much in the
(1) The developed countries can well afford to indulge in such luxuries
(2) The pace of life is superfast in these countries
(3) Virtual shoppers need not hide their credit card information.
(4) Banks etc do not tamper with the financial details of the net-shoppers
(5) None of these
For Qs (6-8): Choose the word that is most nearly the SAME in meaning to the word as used in passage.
6. Environment
(1) provision
(2) conditions
(3) circumstantial
(4) department
(5) enclave
7. Browse
(1) look through
(2) enjoy
(3) examine leisurely
(4) nibble
(5) spend
8. Modern
(1) gadget
(2) appliance
(3) device
(4) apparatus
(5) equipment
For Qs (9-10): Choose the word that is most nearly the OPPOSITE in meaning to the word as used in passage.
9. Jeopardized
(1) safe
(2) risked
(3) benefit
(4) secure
(5) endangered
10. Peering
(1) leaning
(2) looking
(3) staring
(4) peeking
(5) peeping
RC
- 3
Directions (1-15): Read the following passage carefully and answer the question given below it. Some words have been printed in bold to help you locate them while answering some of the questions.
In the olden
days, students used to stay in the teacher’s house and learn. At a young age,
boys were sent to the teacher’s house. This system of education was called
‘Gurukula’.
Prabhakaran was
a boy of twelve. He was staying in his teacher’s house to learn Sanskrit.
Prabhakaran was a good student and his teacher liked him. But the teacher
didn’t show his affection towards the boy. Rather, he was stricter towards him.
One day Prabhakaran was not very attentive in the class. This made the teacher
angry. He beat him severely. Prabhakaran wept for some time.
Then he wanted to wreak his vengeance on the teacher. In his rage he decided to
kill the teacher. He chalked out a plan for this; Prabhakaran would climb up to
the roof of his teacher’s bedroom with heavy granite stone and drop it on the
teacher’s head when he was asleep. So after taking the dinner, Prabhakaran went
out, picked up a heavy stone and climbed to the roof of the room. After some
time his teacher and his wife retired to
bed. Before sleeping they talked for some time. During the talk Prabhakaran
heard his name being mentioned. He listened to their conversation attentively.
The teacher’s wife was equally fond of Prabhakaran. She was telling the
teacher, ‘this morning you were very harsh on Prabhakaran. You beat him umpteen times, mercilessly. Is he not the best
boy in your class? If you behave in this manner he will run away from here and
you will lose a good student.’
The teacher
replied, ‘you are right, I should not have been so cruel to him. But you know
he was not attentive in the class. I was taking an important lesson and he was
talking to another boy. When I saw it I lost my temper. Prabhakaran should not
miss important lessons. So I beat him in such a way that the punishment may deter him from such indifference in future.’
On hearing this,
Prabhakaran became very sad. It was with good intention that the teacher
punished him. He was overwhelmed with remorse. The whole night he sat on the
roof. The next morning after lessons, he approached his teacher when he was
alone and confessed to him everything.
1. Why did
the student decide to remain on the roof whole night?
(1) He felt so
guilty that he did not have courage to come down.
(2) He waited
for the teacher to sleep
(3) He waited to
hear the conversation in the teacher’s room
(4) He did not know
the way to come down
(5) None of
these
2. What was
the plan of the student to take revenge?
(1) To create a
situation so that the teacher becomes helpless.
(2) To kill the
wife of the teacher
(3) To peep into
his bedroom from the roof top
(4) To crush the
teacher’s head with a stone at night
(5) None of
these
3. In which
system of education was Prabhakaran studying?
(1) The system
of read and recite
(2) The system
of day and night school
(3) Staying in
teacher’s house and work for him
(4) The Gurukula
system of learning Sanskrit
(5) None of
these
4. Why did
the teacher not show affection to Prabhakaran?
(1) He developed
hatred towards him
(2) He knew that
Prabhakaran was a potential killer
(3) Prabhakaran
did not have sympathy towards teacher’s wife
(4) The teacher
had seen him talking with other boys
(5) None of
these
5. The
purpose of the teacher to punish the boy was –
(1) to reform
him as he was bad in studies
(2) to teach him
as he was not paying attention
(3) to send
message to the class to improve their behavior
(4) to make the
boy vindictive
(5) None of
these
6. Which
behavior irritated the teacher most?
(1) Going to
roof top with granite stone
(2) Listening to
the bedroom conversation
(3) Indulging
into the conversation with other boys during class
(4) The weeping
of Prabhakaran
(5) None of
these
7. In the
opinion of teacher’s wife, Prabhakaran was …..
(1) most
dishonest, insincere boy
(2) the best
student in the class
(3) a short
tempered sensitive boy
(4) a student
who deserved much more punishment
(5) a sycophant
who used to praise the teacher for no reason
8. What was
the Prabhakaran’s reaction on hearing the conversation in his teacher’s
bedroom?
(1) should wait
for the couple to sleep and kill them both
(2) how wrong am
I to kill such a nice teacher
(3) I should
jump onto the bed of the couple from roof top
(4) Alas! I
should not have heard the conversation
(5) None of
these
9. Which of
the following is TRUE in the context of the passage?
(1) The Gurukula
system of education was forced on Prabhakaran
(2) The teacher
assaulted the student mercilessly
(3) The
teacher’s wife was astonished at the behavior of Prabhakaran
(4) Prabhakaran
did not have guilt feeling even after hearing the conversation
(5) Prabhakaran
had no plan to kill the teacher
10. Which of
the following is NOT TRUE in the context of the passage?
(1) In old days
boys at young age were sent to teacher’s house
(2) But for
bedroom conversation, Prabhakaran would not have killed the teacher
(3) Prabhakaran
was the best student in the class
(4) The
teacher’s wife was of the view that Prabhakaran might run away
(5) The teacher
was teaching an important lesson
Directions
(11-12): Which of the following words is most opposite in meaning of the
word printed in bold as used in the passage?
11. Remorse
(1) greed
(2) satisfaction
(3) morse
(4) guilt
(5) accuracy
12. Severely
(1) harshly
(2) calmly
(3) lightly
(4) happily
(5) accidentally
Directions
(13-15): Which of the following words is the same in meaning as the word printed
in bold as used in the passage:
13. Retired
(1) tired
(2) exhausted
(3) fell
(4) went
(5) reclined
14.
Umpteen
(1) twenty
(2) nineteen
(3) many
(4) regular
(5) rarely
15. Deter
(1) abstain
(2) encourage
(3) deploy
(4) pull
(5) stop
RC
- 4
Directions (1-10): Read
the following passage carefully and answer the questions given below it.
Certain words have been printed in bold to help you locate them while answering
some of the questions.
With Finance Commission recommendations, Centre-state relations set to undergo dramatic change
With Finance Commission recommendations, Centre-state relations set to undergo dramatic change
Any big change
requires big ideas, decisive leadership and happy coincidence of circumstances.
Nothing illustrates this better than the unfolding story of cooperative
federalism in India .
As chief
minister of Gujarat , Narendra Modi had often
argued that the central government implemented schemes were at odds with the
state's needs and priorities. For example, schemes that provided funds for
electrification were at best of limited value to Gujarat
since it had already achieved near 100% electrification. This state could have
spent the money provided for such a scheme more productively if allowed to use
it for other purposes.
In advancing
this view, Modi was joined by other chief ministers such as Vasundhara Raje of
Rajasthan who argued that the vast numbers of central schemes further
restricted their fiscal space because many of them required matching
contributions by them from their otherwise untied funds. Once these matching
funds were committed to access central schemes, states were left with very
limited funds for even the most important expenditure items such as enforcement
of law and order.
Nevertheless,
this system has remained entrenched in one form or another in the last
several decades on account of coincidence of three factors. First, outside of
state leaders and a few economists and policy analysts, advocates of the view
that true federalism means giving greater fiscal space to states and trusting
them in setting their own priorities have been few and far between.
Second, the
Finance Commission appointed once every five years plays a key role in the
division of tax revenues between Centre and states. Consistent with the first
point, successive Finance Commissions held untied funds to the states at or
below 30% of the divisible tax pool. Only the 13th Finance Commission exceeded
this mark, setting states' share at 32%.
Finally ,
successive central governments have chosen to transfer the bulk of the
remaining funds to the states via central and centrally sponsored schemes. With
nearly 8% growth over an entire decade, tax revenues have significantly
expanded. Alongside, central and centrally sponsored schemes and the revenue
resources they absorb have expanded dramatically as well.
Two key factors
have come together to dramatically alter this equilibrium.One, India now has a
prime minister who was once a chief minister and strongly feels that
cooperative federalism means greater fiscal and legislative space for states.
And two, by a happy coincidence, the chairman and members of the 14th Finance
Commission believe in genuine federalism themselves.
Moreover, they
have recognised the opportunity offered by a prime minister at the helm who truly believes in the power of
states and their leaders. Accordingly , they have recommended that starting
2015-16, states be awarded 42% of the divisible pool of tax revenues.This is a
gigantic and unprecedented 10% jump in devolution.
Predictably ,
the prime minister and his Cabinet have accepted this bold recommendation of
the 14th Finance Commission.
What
implications does this change have? For starters, with larger transfers coming
as untied funds, states also have greater responsibility in discharging their
duties. It is likely that they will now have to take greater responsibility in
areas that have been hitherto covered by the Centre, especially
those falling on the state list. States will also have to do this in ways that
are more consistent with their priorities and not according to “one size fits
all“ schemes. By the same token, with a lower share in the divisible pool the
Centre's fiscal space will shrink, requiring a rethink of central and centrally
sponsored schemes.
One might ask
where does Niti Aayog fit into this story? I am tempted to say that in replacing
the Planning Commission by Niti Aayog, Prime Minister Modi may have anticipated
the 14th Finance Commission. Under the previous regime, the Centre was often
seen as “giver“ and states as “recipients“ thereby making the latter feel that
they were less than equal partners. In replacing the Planning Commission by
Niti Aayog, the prime minister sought to change that equation and forge an
equal relationship between the two sides. As such this change represents a step
towards cooperative federalism.
We will have a
more complete picture of the emerging Centre-state relations this Saturday when
the finance minister presents the budget. But even with what we now know, one
thing is clear: in the years to come, Niti Aayog will have to play a much
greater role in the knowledge space. Greater fiscal freedom combined with
greater legislative freedom in areas covered by the concurrent list of the
Constitution means that states will need to play a more active role in
designing their own programmes and policies.
As they do so,
they will need to reach out to data, analysis and expert advice.The design of
Niti Aayog as per the Cabinet Note of 1 January 2015 positions it well to
provide these services. By the same token, those of us at Niti Aayog have to
work hard in the months to come to build new strengths so that we do not
disappoint the states that reach out to us for advice and assistance. We shall
see.
The writer is Vice Chairperson of Niti
Aayog.
Sources - The Times of
Directions: (1-6): Read the following passage
carefully and answers the questions given below it. Certain words are given in
bold to help you locate them while answering some of the questions.
Ques. 1 As the Chief Minister ofGujarat ,
Narendra Modi why argued that the Central Government implemented schemes are at
odds for the state government?
Ques. 1 As the Chief Minister of
a) Because the
Central Government was not paying the equal amount of funds for all the states.
b) Because, he being from the opposition, want to criticize the steps taken by theCentral Govenrment and leave an impression
on the general public mind that what a crook central government is.
c) Because Central Government doesn't take in the picture all the perspective while allocating the funds.
d) Because he wanted more funds for filling his and his cabinet minister's pocket.
e) None of these
Ques. 2 Why Vasundhara Raje decided to join the views of Narendra Modi?
a) Being from the same party, she had no choice but to join hand in hand with her party leader.
b) Vasundhra Raje and Narendra Modi had a hidden plan of going against any of the good initiatives taken by the Central Government.
c) Vasundhra Raje was also facing the atrocities of Central Government and want to raise her voice with Narendra Modi.
d) Vasundhra Raje, being a Chief Minister of a state ofIndia , where central schemes are
restricted the fiscal space of the state government, feels that it is injustice
on the part of Central Government.
Ques. 3 The writer referred the PM's view of cooperative federalism, what do you understand by cooperative federalism?
a) It means a more prominent role for the Centre, than states.
b) It means the competitiveness between the Centre and the state.
c) It means more competitiveness among states
d) It means a sync in relation among the states and the centre.
e) It means a sync in relation among the states
Ques 4. What does writer meant by "one size fits all" schemes?
a) NITI Ayog will makes schemes that would be equally beneficial for all.
b) Previously, the schemes were more transparent and object oriented.
c) Planning Commission were making schemes without considering the crucial scenario in the sates.
d) Planning Commission was making more precise schemes, so as to address the actual needs of the states.
e) None of these
Ques. 5 Why the Government did a 10% increase in devolution?
a) To transfer the funds in the hands of state.
b) Shed of the extra responsibility of the state sponsored schemes.
c) To make state more self dependent.
d) To increase the extent of authority on states.
e) To appease the non BJP states inIndia .
Ques 6. What is the drastic change of the policy in NITI Ayog from that was in Planning Commission?
a) Now states will have equal equation with the centre.
b) States will have more financial freedom
c) Centre has given the responsibility to states to draft every scheme.
d) Both a and b
e) Both b and c
Directions (7-10): Which of the following words is the same in meaning as the word printed in bold as used in the passage:
Ques 7. Entrenched
a) disorganize
b) unsettle
c) establish
d) weaken
e) dissuade
Ques 8. Helm
a) rein
b) bottom
c) last
d) large
e) middle
Ques 9. Hitherto
a) last
b) until now
c) since
d) As far as
e) likely
Ques 10. Devolution
a) dispersal of power
b) control of power
c) bound by power
d) easing of power
e) deprived of power
b) Because, he being from the opposition, want to criticize the steps taken by the
c) Because Central Government doesn't take in the picture all the perspective while allocating the funds.
d) Because he wanted more funds for filling his and his cabinet minister's pocket.
e) None of these
Ques. 2 Why Vasundhara Raje decided to join the views of Narendra Modi?
a) Being from the same party, she had no choice but to join hand in hand with her party leader.
b) Vasundhra Raje and Narendra Modi had a hidden plan of going against any of the good initiatives taken by the Central Government.
c) Vasundhra Raje was also facing the atrocities of Central Government and want to raise her voice with Narendra Modi.
d) Vasundhra Raje, being a Chief Minister of a state of
Ques. 3 The writer referred the PM's view of cooperative federalism, what do you understand by cooperative federalism?
a) It means a more prominent role for the Centre, than states.
b) It means the competitiveness between the Centre and the state.
c) It means more competitiveness among states
d) It means a sync in relation among the states and the centre.
e) It means a sync in relation among the states
Ques 4. What does writer meant by "one size fits all" schemes?
a) NITI Ayog will makes schemes that would be equally beneficial for all.
b) Previously, the schemes were more transparent and object oriented.
c) Planning Commission were making schemes without considering the crucial scenario in the sates.
d) Planning Commission was making more precise schemes, so as to address the actual needs of the states.
e) None of these
Ques. 5 Why the Government did a 10% increase in devolution?
a) To transfer the funds in the hands of state.
b) Shed of the extra responsibility of the state sponsored schemes.
c) To make state more self dependent.
d) To increase the extent of authority on states.
e) To appease the non BJP states in
Ques 6. What is the drastic change of the policy in NITI Ayog from that was in Planning Commission?
a) Now states will have equal equation with the centre.
b) States will have more financial freedom
c) Centre has given the responsibility to states to draft every scheme.
d) Both a and b
e) Both b and c
Directions (7-10): Which of the following words is the same in meaning as the word printed in bold as used in the passage:
Ques 7. Entrenched
a) disorganize
b) unsettle
c) establish
d) weaken
e) dissuade
Ques 8. Helm
a) rein
b) bottom
c) last
d) large
e) middle
Ques 9. Hitherto
a) last
b) until now
c) since
d) As far as
e) likely
Ques 10. Devolution
a) dispersal of power
b) control of power
c) bound by power
d) easing of power
e) deprived of power
RC
- 5
Directions: Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
For years
now, George W. Bush has told Americans that he would increase the number of
troops in Iraq
only if, the commanders on the ground asked him to do so. It was not a throw
away live. Bush said it from the very first days of the war, when he and
pentagon boss Donald Rumsfeld were criticized for going to war with too few
troops. He said it right up until last summer, stressing at a news conference
in Chicago that Iraq commander General George Casey
will make the decisions as to how many troops we have there. Seasoned military
people suspected that the line was a dodge that the civilians who ran the
pentagon were testing their personal theory that war can be fought on the cheap
and the brass
simply knew
better than to ask for more in any case the president repeated the mantra to
dismiss any suggestion that the war was going badly. Who, after all, knew
better than the generals on the ground? Now as the war nears the end of its
fourth year and the number of Americans killed has surpassed 3,000 Bush has
dropped the generals know best line sometime next week the president is
expected to propose a surge in the number of 45 forces in Iraq for a period of
up to two years. A senior official said reinforcements numbering about 20,000
troops and may be more could be in place within months; the surge would be achieved by extending the
stay of some forces already in Iraq and accelerating the deployment of others.
The irony is that while the generals would have
liked more troops in the past, they are cool to the idea of spending more now
that’s in past because the politicians and commanders had trouble agreeing on
what the goal of a surge would further erode the readiness of the US’s already
stressed ground forces and even those who back a surge are under no illusions about what it would mean to the
casualty rate. If you put more American troops on the front line said a white
house official, you’re going to have more casualties. Coming from Bush, a man
known for bold strokes the surge is a strange half-measure-too large for the
political climate at house too small to crush the insurgency in
Iraq and surely three years too late Bush has waved off a bipartisan rescue
mission out of pride stubbornness or
ideology or same combination of the three, Rather than reversing course, as all
the wise elders of the Iraq study group advised, the commander in chief is
betting that more troops will lead the way to what one white house official
calls “victory.”
1. Bush and
Rumsfeld had received brick bats for-
(1) waging a war
against Iraq
(2) testing
their personal theories
(3) their
assertion in the news conference in Chicago
(4) turning down
the demands of general George Casey
(5) None
of these
2. George
Bush gave an impression to his subjects that his army commanders were given the
autonomy to decide-
(1) when to
start or stop the war in Iraq
(2) the
reasonable requirement of American troops to fight the war in Iraq
(3) how many
troops should Iraq
use to fight against the Americans
(4) the pentagon
policies regarding war in Iraq
(5) None of
these
3. From the
content of the passage, which of the following can be definitely inferred?
(A) The US troops in Iraq are happy with their victory
(B) The troops
already fighting the war in Iraq
are sufficient enough to combat the situation effectively
(C) The Generals
who were earlier not in favor of increasing troops in Iraq are now insisting on surge.
(1) A and B only
(2) B and C only
(3) A and C only
(4) None
(5) All of three
4. Which of
the following best describes Bush’s persistent reaction to the observations
that the Iraq
war strategy was not effective due to inadequate American forces?
(1) Such
strategies are better left to army commanders to decide on the ground.
(2) Civilians
are the best assessors of such strategies
(3) War can be fought
on the cheap
(4) The brass
knew better of war but not of politics.
(5) None of
these
5. The author
of the passage appears to be-
(1) in favor of
enhancement of American troops in Iraq
(2) critical
about Bush’s strategy of handling situation in Iraq
(3) an impartial
assessor of the US strategy
related to the situation in Iraq .
(4) an
indifferent on looker of what is happening in Iraq
(5) inclined to
the idea of with drawl of American troops to save casualty.
6. Which of
the following is the assessment of the commander-in chief of US forced in Iraq
on the present situation there?
(1) America ’s desired goal will be achieved if more
troops are deployed in Iraq .
(2) Withdrawal
of troops from Iraq is
essential to raise the moral of US
army.
(3) Further strengthening
of the US army in Iraq
will be suicidal as it means more destruction of US forces.
(4) Pentagon’s
civilians should not have been allowed to interfere with the army commanders’
strategies.
(5) None of
these
7. Which of
the following strategies would achieve the desired increase in American forces
in Iraq ?
(A) Continuation
obstay of troops for a further period.
(B) Expeditious
deployment of additional troops.
(C) Seeking
additional input from politicians and commanders of neighboring friendly countries.
(1) A and C only
(2) C only
(3) B only
(4) A and B only
(5) None of
these
8. Why do the
army commanders disfavor enhancement of troops now?
(A) More force
means more casualties.
(B) Difference
of opinion between politicians and commanders about the aim of the troop
enhancement
(C) Probable
adverse psychological impact on ground forces.
(1) Only A and B
(2) Only B and C
(3) All the
three
(4) Only A and C
(5) None of
these
9. Which of
the following made Bush change his thinking about the requirement of forces in Iraq ?
(A) The
unreasonably long period for which the war continued
(B) The large
number of American soldiers killed in the war
(C) Demand from the
army commanders
(1) Only A and C
(2) Only A and B
(3) Only B and C
(4) All three
(5) Only C
Directions
(10-12): Which of the following is most OPPOSITE in meaning of the word given
in bold as used in the passage?
10. Cool
(1) Warm
(2) Enthusiastic
(3) Unwelcome
(4) Intemperate
(5) Indifferent
11. Surge
(1) Enhancement
(2) Trivializing
(3) Reduction
(4) Strengthening
(5) Up gradation
12.
Stubbornness
(1) Uncertainty
(2) Weakness
(3)
Acceptability
(4) Infirmity
(5) Flexibility
Directions
(13-15): Which of the following is most nearly the SAME in meaning as the word
given in bold as used in passage?
13. Illusion
(1) Reality
(2) Reflection
(3) Fantastic
(4) Delusion
(5) Deviation
14.
Insurgency
(1) Rebellion
(2) Ingredient
(3) Combat
(4) Debacle
(5) Violation
15. Irony
(1) Leveling
(2) Precaution
(3) Controversy
(4) Mockery
(5) Perception
RC- 6
Directions (1-15): Read the following passage carefully and answer the questions given below it. Certain words are given in bold in the passage to help you locate them while answering some of the questions.
The
G-20, a group of 20 major economies of the word has come of age within a short
period of two years as it adopted summit level format only in the year 2008. Perhaps,
it is the only multilateral group
which holds two summit meeting in a year. As it has emerged as a major global
forum of most advanced countries to manage crisis ridden global financial and
economic system, it is poised to
replace the G-8 club of eight rich countries. Also, it has the potential to
emerge as a major, global forum for North-South Dialogue,
as both developed and developing countries are its members. The term ‘North’
denotes the developed countries, which are mostly located in the Northern
hemisphere, whereas the term ‘South’ refers to the developing countries as they
are largely located in the Southern hemisphere.
The
economic and political might of the G-20 is also noteworthy. Collectively, the
total population of G-20 countries is two-thirds of the global population. The
G-20 economies comprise 85% of the global gross national product and 80% of the
word trade. Geographically, the countries of G-20 cover all continents of the
globe. Thus in real sense, its nature and reach are global.
The fundamental purpose of G-20 is to bring together
systemically important industrialized and developing economies to discuss key
issues in the global economy. Thus, it is a forum for cooperation and
consultation on matters pertaining to
the International Financial System. It conducts studies, reviews and promotes
discussion among key developed and developing economies of key policy issues
pertaining to the promotion of International Financial Stability and seeks to
address such issues that are beyond the responsibility of one country or
organization.
1. Which among the following is NOT true in the context of the
passage?
(1) Total population of G-20 countries is 2/3rd of the global
population.
(2) G-20 economics comprises 85% of the total global GNP.
(3) G-8 club is a group of 8 most powerful economies.
(4) G-20 came into existence in the year 2008.
(5) None of these
2. G-20 group meeting held two times in a year because
(1) It is a group of developed and developing nations
(2) It has a potential to conduct two meetings
(3) It comprises 85% of the world’s total GNP
(4) It represents 80% of the World trade
(5) None of these
3. According to the passage G-20 will replace which group
(1) G-15
(2) G-4
(3) G-8
(4) G-7
(5) None of these
4. The fundamental purpose of G-20 is to
(1) group together the problems of developing and developed
countries.
(2) to bring together systemically important industrialized and
developing economies to discuss key issues in the economy.
(3) to conduct studies and reviews
(4) to tackle the problems of the world.
(5) None of these
5. Which of the following correctly describe the meaning of
“North-South Dialogue”
(1) Negotiation between North for developing countries of G-20 and
South for developed countries of G-8
(2) Dialogue between developed and developing countries situated
in Northern & Southern Hemisphere respectively.
(3) Dialogue used for creating awareness
(4) It is a dialogue used as a theme of the G-20
(5) None of these
6. Why the author wants to highlight the importance of G-20.
(1) To make people aware about the G-20
(2) To bring out the important of the G-20
(3) Not mentioned in the passage
(4) To help the G-20 being popularize
(5) None of these
7. What is the view of the author about the G-20.
(1) Narrative
(2) Explanatory
(3) Criticizing
(4) Supportive & factual
(5) None of these
8. What does G-20 forum do to promote international financial
stability?
(1) It helps the nations to fight poverty.
(2) It gives loan to the members
(3) It conducts studies, reviews and promotes discussion among key
economies
(4) It invites discussion on various issues
(5) None of these
9. Why the reach & nature of G-20 is global according to the
author?
(1) It is very global
(2) It is reachable to the poorest countries
(3) Its nature is supportive
(4) Its expansion is natural
(5) None of these
Directions (10-12): Choose the word which is most SIMILAR in
meaning to the word printed in bold as used in the passage.
10. Poised
(1) hovering
(2) ready
(3) equanimous
(4)important
(5) necessity
11. Pertaining
(1) related
(2) holding
(3) fitting
(4) suitable
(5) accessing
12. Dialogue
(1) session
(2) negotiation
(3) debate
(4) discussion
(5) drama
Directions (13-15): Choose the word which is most OPPOSITE in
meaning to the word printed in bold as used in the passage.
13. Format
(1) ruins
(2) particular
(3) system
(4) pattern
(5) disorganization
14. Multilateral
(1) unilateral
(2) managed
(3) common
(4) focused
(5) unknown
15. Fundamental
(1) trivial
(2) essential
(3) required
(4) elementary
(5) materially
RC- 7
Directions: Read the following passage
carefully and answer the questions given below it. Certain words have been
printed in bold to help you locate them while answering some of the questions.
It seemed interesting that on the eve of Prime Minister Narendra
Modi’s departure for France ,
the Indian and French governments issued similar statements on the prospects of
an agreement on the purchase of the Rafale aircraft: that no single deal should
be allowed to overshadow the Prime Minister’s visit. Indeed,
India-France relations are much bigger than any one contract; they represent
the cultural affinity and historic relations between two vibrant
democracies. The items on the Prime Minister’s agenda reflected the range of
commonalities — from the preservation of ancient architecture to the
development of Puducherry and Chandigarh
as smart cities; from the construction of semi-high-speed railway lines to
cooperation on a space mission to Mars; from discussing anti-terror training to
tackling climate change through renewable technologies and a robust nuclear partnership. The economic
aspect of the relationship has been ignored for too long. Although more than a
thousand French companies have a total investment of about $20 billion in India ,
bilateral trade is worth just $8 billion. While all this deserved attention, it
was disappointing that the Prime Minister put the spotlight back on defence ties
by making a surprise announcement on the purchase of 36 Rafale aircraft as the
highlight of his talks with President François Hollande. If the outright purchase was a crucial military
necessity, it could have been discussed a few weeks before or after the visit,
as a political push for the deal was secondary to the technical specifications
and delivery requirements. Moreover, the deal, which involves purchasing
products off the shelf abroad, detracts from Mr. Modi’s “Make in India ”
initiative.
The breakthrough on the Areva nuclear equipment deal, on the
other hand, shows the positive outcome of Mr. Modi’s and Mr. Hollande’s
political push, combined with a “Make in India ” twist. As in the case of
Indo-U.S. nuclear negotiations, Mr. Modi and Mr. Hollande decided to clear the logjam by splitting the problem into
different silos — allowing for separate mechanisms for the pricing issues and
for the technical and legal aspects. The supplementary deal involving Areva and
L&T producing heavy forging metal casing for nuclear reactors is an
important step in localising some of the expensive parts. During his visit to Canada ,
where he hopes to sign a deal for uranium supplies, Mr. Modi means to take
forward his plan to increase nuclear energy production. Given this objective,
it may be useful for him to round off the visit by discussing his nuclear
energy plans in Germany as
well, which is now winding down on nuclear power but is at the cutting edge of
nuclear safety research for the European Pressurised Reactors that are being
considered for India .
Source-The Hindu
Q.1. Which of the following is the synonym of the word “Affinity”?
a) dissimilitude
b) Aversion
c) Antipathy
d) Resemblance
e) None of the above
Q.2. Which of the following is the meaning of the word ‘Logjam’?
a) A long traffic jam during Prime Minister Modi’s visit.
b) A state of mind where you cannot decide what to do.
c) A situation that
seems irresolvable.
d) A place from where The French President used to work.
e) None of the above
Q.3. Which of the following is not the Synonym of the word ‘Overshadow’?
a) surpass
b) Exceed
c) Excel
d) Transcend
e) None of the above
Q.4. Which of the following option is on the agenda of the
Prime Minister Narendra Modi as stated above?
a) Preservation of ancient architecture.
b) Development of Puducherry and Chandigarh as smart cities.
c) Construction of semi-high-speed railway lines.
d) All of the above.
e) None of the above.
Q.5. According to the passage, which of the following got the
whole attention other than many important deals?
a) Cooperation on a space mission to Mars
b) Anti-terror training
c) General VK Singh’s evacuation of Indian citizens from Yemen .
d) Purchase of Rafale Fighters.
e) General VK Singh’s remark on the Press.
Q.6. Choose an
appropriate Title for the above passage :
a) The Big Deal.
b) Modi’s Success.
c) Modi’s tour to France .
d) Rafale and beyond.
e) The Journey.
Q.7. Which of the
following is not the Synonym of the word ‘Robust’?
a) Fragile
b) Durable
c) Resilient
d) Vigorous
e) Sturdy
Q.8. Which of the following is not the
Synonym of ‘Outright’?
a) Absolute
b) Utter
c) Downright
d) Sheer
e) None of the above
Q.9. According to the
passage, the ……………….. will be responsible for the economical production of
Nuclear Power
a) Inviting French President Hollande to India .
b) Manufacturing of Dedicated freight corrider for the
transportation of nuclear material.
c) Dedicating Many Public sector undertakings for the smooth
running of power plants.
d) Areva and L&T deal to localize the manufacturing of
required parts.
e) None of the above
Q.10. Which of the
following is not true regarding the passage?
a) Prime Minister has agreed to purchase 46 Rafale aircrafts.
b) More than
a thousand French companies have a total investment of about $20 billion in India .
c) Deal with two French companies for the manufacturing of nuclear
equipments locally.
d) Prime Minister Modi is expected to sign a deal with Canada
for Uranium supplies.
e) None of the above
RC- 8
The
arguments in favour of FDI in defence are familiar. First, public sector
companies in defence, Research and Development and allied industries have
consistently failed to meet the requirements of the armed forces, especially
given the global revolution in military technology. Second, the superior
management culture of the private sector will ensure better adherence to budgets and timelines. Third, the
country is compelled into repeated imports without any technology transfer
(despite contractual obligations) because the military is always urgently in
need of the technology. Therefore, the argument goes, encouraging foreign
companies to invest in Indian defence and set up industries here will mean that
money will be spent within the country, generating jobs and bringing in new
know-how, with the possibility of exports.
In my
opinion, none of these arguments address the specific and unique needs of the
defence sector in India .
Whatever else these measures might achieve, they will not help accomplish what
must surely be the main goal, namely to build self-reliance in advanced
military technology and reduce India ’s debilitating dependence on foreign suppliers in the
area of national security.
The FDI
inflow itself tells a tale. All the liberalised provisions since 2001 have led
to a meagre inflow of only $4.8 billion, in an
overall FDI inflow of around $334 billion. It may be argued that it is too
early to judge, but there are actually good reasons why defence companies do
not and will not find FDI in another country attractive, and why there are few
such examples across the world.
FDI means a
long-term presence in India ,
and good returns on investment are possible only if repeat orders or contracts
for newer models are assured. But, unlike cars or white goods, that will not
always happen in military equipment. There may be gaps of many years or even
decades between orders. For instance, India bought the Mirage 2000 in the
1980s and has clinched the Rafale deal this year, both from Dassault of France.
In France
itself, however, Dassault is reasonably assured of continuous business from
regular domestic and European orders, as well as from staggered exports.
Foreign subsidiaries or substantial FDI will, thus, always put pressure on
India
for repeat orders. Would dependence on a Lockheed Martin (India ) or a Bharat Boeing be really very
different from dependence on the U.S. principals?
Yes, more
of India ’s money will be
spent in India
rather than in other countries. But the Defence Procurement Policy anyway
mandates 30 per cent offsets (50 per cent in high-value contracts). In other
words, the supplier must spend 30 per cent of the contracted value within India
through local manufacture and services. On the other hand, even if manufacture
were by an Indian subsidiary, some specialised technology or components will
always need to be imported. As is the case in car manufacture by Korean or
Japanese subsidiaries in India ,
where numerous models that sell in smaller volumes are only assembled in India
with imported components. FDI may, therefore, not be so different from offsets in terms of local manufacture, jobs,
or money spent.
Source-The
Hindu
Q.1. Which
of the following is the antonym of the word “debilitating”?
a) Wearing
b)
Restorative
c)
Exhausting
d) Tiring
e) None of
these
Q.2. Which of the following is the synonym of the word “meagre”?
a) Sparse
b) Limited
c) Slender
d) All of
the above
e) None of
the above
Q.3. Choose
an appropriate Title for the above passage :
a) Defence
Ties
b) The
status of the deals
c) The key
is Technology not Money
d) Aerospace
companies
e) India
and Its Defence
Q.4. Which of the following companies
name is mentioned in the above passage?
a) Sukhoi
b) Mikoyan
Gurevich
c) Dassault
d) Hindustan
Aeronautics Limited
e) None of
the above
Q.5. Which of the following can be
inferred from the passage?
a) The
Public Sector Companies have failed to meet the requirements and Technological
advancement.
b) FDI is
not the solution however technology transfer is.
c) The
reason for meager inflow of investment is the weak commitment from Indian
government.
d) All of
the above
e) None of
the above
Q.6. Which of the following is the antonym of the word “adherence”?
a) Cohere
b) Flout
c) Bond
d) Attach
e) None
Q.7. Which of the following is the antonym of the word “substantial”?
a) Material
b) Significant
c) Valuable
d) Major
e) Worthless
Q.8. Why the
author is insisting more on Technology transfer rather than FDI inflow?
a) Because
technology transfer will result in the manufacturing of defence equipments
indigenously.
b) Because
FDI will result in the lesser money inflow.
c) Because
major companies are afraid due to the non commitment by government.
d) Both (a)
and (b)
e) Both (a)
and (c)
Q.9. Which of the following is not true
according to the passage?
a) Some
specialized components will need to be imported even if some Indian subsidiary
manufactures it.
b) FDI will
result in the sheer pressure on the government for repeat orders.
c) Due to
military needs, the country is compelled to repeated imports.
d) FDI is
needed for the country, which will result in short term investment for good
returns.
e) None of
the above
Q.10. Which of the following is the synonym of the word “offsets”?
a)
Countervail
b) Equalize
c)
Neutralize
d) Both (b)
and (c)
e) All of
the above
RC- 9
Directions (Q.1-10): Read the following passage carefully
and answer the questions given below. Certain words/phrases have been printed
in bold to help you locate them.
The debate over the moves by the Central and the Jammu
and Kashmir governments to resettle Kashmiri Pandits in Kashmir is one that will only bring pain to any
well-wisher of the State. To understand this, one has to go back in time, when
the second half of the 1980s saw Kashmir
spiral out of control, gripped by violence, suspicion and dread. What had begun as an ethnic
conflict was soon imparted a religious colour by Pakistan ’s Inter-Services
Intelligence (ISI). The Pandits, a Hindu minority in the Kashmir Valley ,
were targeted by the Jammu Kashmir Liberation Front (JKLF), even though the
organisation had sought to build on the original secular foundations of the
National Conference, and by the Hizb-ul-Mujahideen, a secessionist outfit,
which sparked their exodus.
By 2008, their population, as assessed by the Kashmiri Pandit Sangharsh Samiti
(KPSS), was reduced to 651 families from 75,343 families on January 1, 1990.
Nearly 70,000 families fled in the turmoil of 1990-92, and even though the
violence was brought under control, most of the remaining families left
thereafter.
By 1990 — I was Special Commissioner,
Anantnag, in South Kashmir then — the public
had ceased to visit government offices. But in early March, several hundred
people from the Nai Basti neighbourhood went to the Special Commissioner’s
office in Khannabal demanding to see me. Because of the disturbed
circumstances, I had set up office and residence in the rest house in the
district headquarters. Mohammad Syed Shah, generally known as Syed Shah, the
brother of the separatist leader, Shabbir Shah, and Muslim United Front (MUF)
member of the dissolved State Assembly, demanded to know why Pandits were
leaving en masse and in turn why the administration was doing nothing about it.
Mr. Shah accused the administration of encouraging the migration so that the
Army would be left free to unleash its heavy artillery on all habitations. When
I asked the delegation if it believed that I would be party to such a plan,
this was their response: ‘I had been kept in the dark, while they were privy to “secret” information’.
That the Pandits were apprehensive was hardly surprising, I said. Places
of worship, like the one in Anantnag, where the majority went, were being used
to issue threats to them over loudspeakers. I learnt later that these
inflammatory sermons, and their reverberating public applause, were audio
recordings circulated to mosques to be played over loudspeakers at prayer time.
Local Muslims needed to reassure the Pandits of their safety, I said. The
administration would provide security whenever a threat to the Pandits was
anticipated, but how effective it would all be would depend on unstinted public support, given that the
residences of the Pandits were scattered. The gathering concurred and
dispersed. I requested State Governor Jagmohan that he appeal to the Pandits,
in a telecast, that they stay on in Kashmir ,
and assure them of their safety on the basis of the assurances of the Anantnag
residents. Unfortunately, the only announcement to this effect was that
“refugee” camps were being set up in every district, and Pandits who felt
threatened could move to them rather than leave the Valley. Pandits in service
who felt threatened were free to leave their stations; they would continue to
be paid their salaries. I relate this story because the present flurry of
allegations brings a sense of de-ja-vu. The Pandits — more than 1,20,000 in the
early 1980s — numbered about 7,000 in the Kashmir Valley ,
in 2005.
Source- The
Hindu
Q.1. Which of the following is the meaning of the word “Exodus”?
1) Creating riot
2) Extinction
3) Mass departure
4) Fear
5) None of these
Q.2. Which of the following is the
synonym of the word “Dread”?
1) Apprehension
2) Fusillade
3) Lachrymose
4) Confidence
5) Stagnation
Q.3. Choose an appropriate Title for
the above passage :
1) Return to a lost paradise.
2) Furious Kashmir
3) The Birth of a riot
4) Deadly Co-existence in Kashmir
5) Born to die
Q.4. Which of the following options best describes the
meaning of the phrase “privy to secret information”.
1) wrong information but seems to be
secret
2) All rubbish
3) Forwarding wrong but secret
information
4) Well acquainted with
5) None of the above
Q.5. Which of the following is not true according to
the passage?
1) Kashmiri pandits moved to refugee
camps even after the assurance from the state governor.
2) Author set up an office and resident
in the affected district headquarter.
3) Mosques were to console the affected
pundits and to assure them safety on loudspeakers.
4) Some people blamed the author for
promoting the migration.
5) None of the above.
Q.6. Which of
the following is not the synonym of the word “turmoil”?
1) chaos
2) pandemonium
3) mayhem
4) bedlam
5) None of these
Q.7. What is the synonym of the word “apprehensive”?
1) fidgety, ,
2) strained
3) tense
4) All of the above
5) None of the above
Q.8. In the passage, Mr Shah accused the administration
for………….. .
1) having pandits killed in the
district.
2) migration of the pandits
3) distracting the inquiry
4) not maintaining peace in the valley
5) none of the above
Q.9. What is not the synonym of word “unstinted”?
1) lavish
2) magnanimous
3) generous
4) All of the above
5) None of the above
Q.10. Which of the following organizations is not mentioned
in the passage?
1) MUF
2) KPSS
3) ISI
4) JKLF
5) None of the above
RC- 10
Directions (Q.1-10): Read the following
passage carefully and answer the questions given below. Certain words/phrases
have been printed in bold to help you locate them.
Our universities are changing. Never has the pace of change been
this fast, nor the protests this loud. On the rare occasion that the media take
notice, the discussion usually focusses on whether or not due procedure has
been followed. Given our authoritarian power structures, it is as important to
ask whether adequate thought has gone into the initiation of the changes.
Teachers of the University
of Delhi are especially
familiar with changes; the recent spate began
with the introduction of the semester system in undergraduate teaching in 2011.
Although there are certain serious logistical issues involved, there is nothing
inherently wrong with teaching in a semester mode. What is problematic is when
the introduction of the system is done in a manner in which little attention is
paid to the content of semester courses. Unfortunately, these courses were
created by snipping the existing annual courses in half, sometimes badly. Why?
There was no time to reflect on curricular or pedagogic issues.
More recently, we saw even more radical
changes with the introduction of the four-year undergraduate programme (FYUP)
in the University
of Delhi . There is
nothing inherently good or bad about a four-year BA programme. A great deal
hinges on the quality of the courses that form the programme. Of course,
questions can be asked about whether a single university in the country can
move to a four-year system and the implications of an additional year’s
education in a country where many students find it difficult to pay even the
highly subsidised fees. Anyhow, the programme was introduced in 2013, again
without adequate time to think seriously about curricular or pedagogic issues.
And then, in the summer of 2014, it was just as suddenly withdrawn. The
University of Delhi is still reeling under the impact of all these changes, but
what is now on the cards is something even more worrying; something that will
affect not one but all Indian universities. A communiqué?
from the University Grants Commission (UGC) dated November 14, 2014, gives
certain directives that were apparently discussed at a retreat of the vice
chancellors of Central universities on September 12 and 13, 2014; these were
subsequently approved by the Ministry of Human Resource Development. The
directives require that all universities follow a Choice Based Credit System
(CBCS) from 2015 onwards. We are told that the aim is to provide choice to
students within an institution as well as “seamless mobility across
institutions” in India
and abroad by adopting a “cafeteria approach”. These guidelines are apparently
supposed to apply to all undergraduate and postgraduate level degree, diploma
and certificate programmes being run by Central, State and deemed universities
in India .
Once again: such sweeping change, so little thought.
There would have been no problem if the
new system only involved giving students grades instead of marks. However, it
gives an all-India scale of conversion of marks into grades which does not take
into account the fact that there are radical differences between the “standard”
in different colleges and universities. But even this is only a small part of a
larger package that has very serious implications for the autonomy of universities and the quality of
university education across the country.
All universities are to have a uniform
structure of syllabi. There will be “core” courses, “compulsory foundation”
courses, and “elective foundation courses” that “are value-based and are
aimed at man-making education”. This seems to be the FYUP in a new three-year,
all-India garb. In the new system, in at least half of the core courses, the
assessment will be based on examinations in which external examiners will set
and mark the papers. The new system will also have an impact on PhD programmes.
Theses must be evaluated by external as well as internal examiners. In the University of Delhi , while undergraduate examination
papers are currently marked by teachers from across the university,
postgraduate assessment is done within the departments. In the History
Department, we currently have three external examiners for PhD theses. The new
diktat is set to change all this. No say in courses It gets worse. It is now
clear that the new system also aims at introducing uniform syllabi across
universities in the country. The website of the UGC displays model
undergraduate syllabi for various subjects, from which only minimal deviation
will be permitted. It does not specify where these syllabi have come from. The
History syllabus on the UGC website happens to be the syllabus of the University of Delhi , with a mishmash of elements drawn
from the old FYUP syllabus. This is the “chosen one” which will presumably be
imposed on universities all over the country.
This is not in the least bit flattering.
In normal times, the process of syllabus revision in our University has
involved wide-ranging consultation and discussion among all the teachers
involved. It takes time — sometimes too much — but it is worth it. For example,
the MA History syllabus was revised a few years ago, and the History Department
has recently initiated a revision of its BA syllabi, because teachers are
convinced that these syllabi need to be changed and improved. Now it seems that
we need not bother. Our old courses, with which we are dissatisfied, will
continue and will be imposed not only on us, but on other universities in the
country. In the best universities in the world, postgraduate courses represent
cutting-edge approaches and research, and are tailored to the research
expertise of its teachers. The uniqueness of the profiles of departments and
universities rests, to a great extent, on this. But this will no longer be
possible, will not be allowed, in our universities. We teachers will no longer
have a role in designing the courses that we teach.
The changes that are envisaged in the new
system are much more far-reaching in scope and scale than the recently
jettisoned FYUP. But in both cases, we see an attempt to bring about radical change in a hasty manner without
adequate thought about the rationale and logistics, and even less time devoted
to what matters the most — the actual content of courses. Many universities
have already fallen in line and have embraced the Choice Based Credit System,
and others will no doubt follow suit. Instead of uniform excellence, the result
will be uniform mediocrity and a lowering of the academic standards of our best
institutions. Given the enormous logistical problems involved in introducing
too much change too fast, it could also involve a breakdown of our university
system.
Source- The Hindu,
1. Which of the following is not the antonym of the word
“spate”?
1) Cluster
2) Outbreak
3) String
4) Succession
5) None of these
2. What does the word “Pedagogic” mean?
1) Method followed by pediatrician
2) the method and practice of teaching
3) New rules to save the lives of pedestrian
4) Something related to Syllabus of the university
5) None of these
3. Choose an appropriate title for the passage.
1) Decline by degrees
2)Universities Want Change
3) Delhi
University and its
Radical procedure
4) Change is not possible
5) All is well
4. Which of the following acronyms are not used in the above
passage?
1) CBCS
2) UGC
3) FYUP
4) CIC
5) None of these
5. Which of the following is not true regarding the passage?
1) The new system will also have an impact on PhD programmes
2) The directives require that all universities follow a Choice
Based Credit System (CBCS) from 2015 onwards
3) The new programme was introduced one year and then suddenly got
reverted next year.
4) the process of syllabus revision in our University has involved
wide-ranging consultation and discussion among all the teachers involved
5) None of these
6.Which of the following is the meaning of the word ‘communique’?
1) proclamation
2) warning
3) salvation
4) denunciation
5) None of these
7.What does the author mean by the phrase ‘elective foundation
courses’?
1) elected members in the committee of core syllabus making
2) Memebers elected for the core subject committee
3) Elected society
4) Selected basic course
5) None of these
8.What is the intention of the author behind this article?
1) To increase the understanding behind the change in syllabus.
2) To make everyone aware of the intention behind FYUP.
3) For creating awareness
4) All of the above
5) None of the above
9.What is the meaning of the word ‘Autonomy’?
1) Anarchy
2) Turmoil
3) Autarchy
4) Tumult
5) None of these
10.What is the antonym of the word ‘radical’?
1) Extensive
2) Sweeping
3) Profound
4) Utter
5) Superficial
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